Coverage

The Voluntary Cancer Insurance benefit is designed to complement Davidson's major medical plans and to help employees with the indirect costs associated with a cancer diagnosis.  The benefit is paid directly to the employee and not in coordination with your health insurance.  If an employee elects this voluntary insurance, when any insured family member is diagnosed with any type of internal cancer, and submits acceptable proof of diagnosis, payment is made directly to the employee.

Coverage	Coverage Amounts
Upon Diagnosis of Cancer (Other than skin cancer)	$2000
Hospital confinement	Up to $100/day while in the hospital
Other covered benefits include, but are not limited to: Eligible cancer screening tests Transportation Lodging Biopsy surgery Anesthesia Second  surgical opinion Surgery Prosthesis Radiation Chemotherapy	See Summary of Benefits for details
In addition to cancer coverage, this supplemental insurance pays you benefits for 29 other specified diseases:  Amyotrophic Lateral Sclerosis (Lou Gehrig's Disease), Muscular Dystrophy, Poliomyelitis, Multiple Sclerosis, Encephalitis, Rabies, Tetanus, Tuberculosis, Osteomyelitis, Diphtheria, Scarlet Fever, Cerbrospinal Meningitis (bacterial), Brucellosis, Sickle Cell Anemia, Thallasemia, Rocky Mountain Spotted Fever, Legionnaire's Disease (confirmation by culture or sputum), Addison's Disease, Hansen's Disease, Tularemia, Hepatitis (chronic B or chronic C with liver failure or hepatoma), Typhoid Fever, Myasthenia Gravis, Reye's Syndrome, Primary Sclerosing Cholangitis (Walter Payton's Liver Disease), Lyme Disease, Systemic Lupus ERythematosus, Cystic Fibrosis, and Primary Bilaiary Cirrhosis

Eligibility

• All regular full-time employees, effective the first of the month after  30 days of continuous service.
• All regular part-time employees (budgeted for at least 1,000 hours/year), effective the first of the month after 60 days of continous service.
• Coverage terminates on the employee's termination date, but is subject to COBRA continuation requirements.

Cost

Group Cancer Insurance is a voluntary employee-paid benefit.

Coverage	Cost Monthly	Cost Bi-Weekly
Individual	Monthly $13.74	Bi-weekly $6.34
Family	Monthly $23.08	Bi-weekly $10.65

Forms, Links and Vendor Information

Claim Form

Voluntary Group Cancer Insurance Benefits Booklet

American Heritage Life Insurance Company Website

Plan Administrator

Davidson College

Member Services

American Heritage Life Insurance Company
1776 American Heritage Life Drive
Jacksonville, Florida 32224

Claims:  800-348-4439
Policyholder Services:  800-874-2532

Last Update 10/22/08