Business Services
The Business Services Office handles student pay and billing. The office also offers payment plans to students who cannot pay their tuition balance in full at the beginning of the semester. If you have questions about a bill or payment plan, contact Donna Hamm at 704-894-2208 or via email at dohamm@davidson.edu.

Your Davidson Bill
The bills that you receive from the Business Services Office are prepared almost the same way as your charge card bills. First of all, the Balance Forward is the Total Due from the previous bill. All the new Charges should be added to the Balance Forward to determine the total due. The amount of money Credited is the amount of money already paid. Thus, deduct the amount in the Credit column from the total sum of the new Charges and Balance Forward. This should yield the Total Due. This is the amount that has to be paid to the Business Services office unless you have a Memo Credit. A memo credit is the amount of money credited into your account if you are using any payment plan, receive financial aid, alumni grant, or any other type of scholarship. Then, the Memo Balance should be deducted from the Total Due to give the actual amount of money that needs to be paid.

If you are on financial aid, the Financial Aid Office should post the alumni grant to your account every semester. The fall semester aid is posted by the 15th of October while the spring semester aid will be posted by the 15th of February. Once the aid is posted to the account, the grant will be deducted from the Total Due in the next billing.

NOTE: The Financial Aid Office has been known to post your alumni grant or financial aid package later than the stipulated date. Therefore, if you receive a bill that has an incorrect amount, please forward any billing problems to Donna Hamm in the Business Services Office. You are responsible for noticing errors on your bill. Please read it carefully each time you receive the bill and ask questions about anything.

Sample Bill INVOICE
Please Retain This Portion For Your Records
Business Services P.O. Box 60107 Charlotte, NC 28260 (704) 894-2209 dohamm@davidson.edu
Student: (Student's Name)			(Student's ID Number)
			0.00
Term	Item Date	Description	Charges	Credits
* BALANCE FROM PREVIOUS STATEMENT			0.00
Spring 2002	11/29/2001	Student Activity Fee	115.50
		Tuition	11,882.00
		Double Room	1,802.50
		16 Meal Plan	1,611.50
TOTAL DUE:			15,411.50
--Memo Credits--
Spring 2002	11/28/2001	Alumni Grant	6,000.00
**MEMO CREDIT	BALANCE***		6,000.00
TOTAL IF MEMO CREDITS ACCEPTED:			9,411.50

Emergency Funds
The Dean of Students Office administers a limited emergency loan fund. If you need funds to cover an unexpected expense, for example to return home due to family illness or a death in the family, make an appointment in the Dean of Students Office to talk with the Dean of Students, Tom Shandley, or the Associate Dean of Students, Kathy Bray-Merrell. They can be reached at extension 2225.

There is no interest charged and the loan must be paid back before graduation. Students are expected to make some progress on paying back the loan in the school year in which it is borrowed.

Financial Aid
Students must apply for financial aid every year. Keep copies of prior applications to make the yearly process easier. If you encounter changes in your financial status, contact the International Student Advisor who can direct you to possible resources.

Davidson College encourages students to study in other countries and offers programs in France, Peru, India, and a Classics program during the academic year as well as summer programs in England, Zambia, Kenya, Spain, Ghana, and Cyprus.

International students are permitted to use their Davidson financial aid to participate in Davidson and non-Davidson study abroad programs during the academic year.  However, they will not be able to use their financial aid to participate in programs in their home country.

For specific program information, please contact Carolyn Ortmayer, Study Abroad Coordinator, at extension 2250.

Are you taking the Graduate Record Exam (GRE)? If so, call the Financial Aid Office (Ext. 2232) to make arrangements to see if you meet the criteria to have the fee waived.

If you study a term at another school in the U.S., you must first withdraw from Davidson and you will lose your Davidson financial aid.

Foreign Nationals are not expected to make the summer earnings contribution. You will not be required to stay during the summer to earn money.